How to Apply for Apni Chat Apna Ghar Scheme by Govt

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How to Apply for Apni Chat Apna Ghar Scheme by Govt

Punjab Government launched the Apni Chat Apna Ghar Scheme to enable financially weaker families to achieve their aim of owning their own home. The scheme forms part of the government's quest to offer the people of Punjab affordable housing where they can comfortably settle. Assuming you are likely to apply for the scheme, this blog offers you a walking guide through how to apply for the scheme together with all necessary documents you require.

What is the Apni Chat Apna Ghar Scheme?

Initiated by the Punjab Government, the Apni Chat Apna Ghar Scheme is designed to offer affordable housing units or flat ownership to low and middle-class citizens, particularly daily wage earners, widows, orphans, and persons without current home ownership. The scheme covers apartment buildings and plots constructed on government land with convenient installment schemes.

Who is Eligible for Apni Chat Apna Ghar Scheme?

• Be a Punjabi resident

• Be aged 18 or above

• Have a valid CNIC

• Don't have any house in your name or spouse's name

• Be from a low-income or middle-income family

How to Apply for Apni Chat Apna Ghar Scheme

Step 1: Obtain the Application Form

You can acquire the application form by:

• Punjab Housing & Town Planning Agency (PHATA) official website

• Punjab Bank's designated branches

• Specific NADRA e-Sahulat centers

Step 2: Complete the Form Cautiously

Fill in your details including:

• CNIC number

• Monthly income

• Family size

• Employment information

• Present residential status

Step 3: Attach Necessary Documents

Ensure to attach all needed documents (identified below).

Step 4: Submit Application

You may submit your completed application along with documents to:

• Closest Bank of Punjab branch

• Online (where portal is applicable)

• Declared centers notified by PHATA

Required Documents Apni Chat Apna Ghar Scheme

The documents needed for applying under the scheme include:

• Copy of CNIC (Computerized National Identity Card)

• Passport-size photos (2 recent)

• Proof of income (salary slip, income certificate, or affidavit)

• Proof of residence (utility bill, rent agreement, or domicile)

• Affidavit stating you do not own a house

• Family Registration Certificate (FRC) from NADRA

• Any other documents as required by the bank or authority

What Happens After Submission?

• Your documents will be checked.

• The government can hold interviews or site visits.

• If chosen, you'll be contacted and instructed for future steps with regards to installment payments or house allotment.

Final Words

The Apni Chat Apna Ghar Scheme is a golden chance for individuals who have dreamed of owning a house for years but couldn't afford one owing to sky-high property costs. By document preparation and application in the proper way, you raise the prospects of obtaining a new home with this people-friendly scheme.

If you’re eligible, don’t delay your application. Stay updated through the official PHATA website or local newspapers for announcements regarding the application deadlines.